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The effect of Taiwans National Health Insurance on the Happiness and Moral Hazard?The Case of The Elderly with Chronic Diseases

作者:???
畢業學校:國立高雄大學
出版單位:國立高雄大學
核准日期:2015-09-25
類型:Electronic Thesis or Dissertation
權限:Copyright information available at source archive--National University of Kaohsiung....

中文摘要

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英文摘要

Abstract
This paper examines the effect of the National Health Insurance (NHI) on the happiness and moral hazard of the elderly with chronic diseases. The NHI reduces the costs of the medical care, which is particularly important for the elderly as their health deteriorates and income declines over time. On the other hand, the implementation of the NHI lower medical costs potentially cause the problem of moral hazard because the out-of-pocket medical expenses are lowered by the implementation of NHI.
We used five-wave of panel data from the Survey of Health and Living Status of the Elderly in Taiwan, 1989-2003 for the analysis. The sample is then divided into treatment and comparison groups based on whether respondents had health insurance before 1995. The results from the difference-in-differences estimation show that the implementation of the NHI has no significant effect on happiness and moral hazard among the elderly with chronic diseases.


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